How To Avoid Paying Long Term Care Fees

What Do I Need To Know About Paying Care Fees? How Much Are They? Can They Be Avoided Or Is Funding Available?

Whether your condition is Alzheimer’s, dementia, MS or any other serious health issue, you may be faced with the prospect of needing long term care, whether it be in your own home or in a care or nursing home.

You are probably aware that the cost of long term care can run into thousands of pounds every month. Yes, you may be eligible for some level of funding from the local authority but this is means tested and the thresholds are very low.

What this generally means is that to qualify for long term care funding, you need to be receiving a very low income and own little to no assets. Anyone who owns their own home is usually exempt and are often forced to sell the home to cover the cost of care. What many people are not aware of however is that they may qualify for free long term care from the NHS. This is known as NHS Continuing Care and it is not means tested so it doesn't matter if you own your home or are in receipt of a high income.

Continuing Care assessments are based on the persons need for care and include things like how mobile or immobile you are, the severity of your condition and complexity of medication. It will then be decided whether you are fully eligible for continuing care fees (all of your fees are paid for) or partially eligible (you receive funding to help cover the cost of the care fees). Give us a call or use the enquiry form to find out if you qualify or simply for some friendly advice.

There is absolutely no risk to you by allowing us to make a claim on your behalf because we operate on a no win no fee basis unlike many other solicitors and claims management companies. We fund ALL of our cases ourselves which means we only take on a claim if we fully believe it will be successful so give us a call or fill out the enquiry form to see if you have a valid claim.

What Happens If I Am Approved For Continuing Care?

If you fully qualify for NHS Continuing Care, Cheselden can help you with the complex process of making the claim with no upfront charges. This will ensure your care fees are covered by the NHS, not yourself which will allow you to avoid paying care fees and save a substantial amount of money. This makes your long term care completely free of charge.

You have absolutely nothing to lose and everything to gain by filling out the enquiry form or giving us a call to find out if you have a valid claim.

What Happens If I Only Partly Qualify For Care Fees?

In this instance the NHS may still cover some of your care costs. Any remaining costs would be dealt with by the local authority and you will be means tested to decide if you qualify for any further funding towards the remaining fees.

How Do I Self Fund If I Don’t Qualify For Full Or Partial Continuing Care Fees?

You can make payments from your own income but due to the high cost of care, many people are forced to release equity in their properties or assets to meet the ongoing expenses. Most people in this position decide to sell their home in order to cover the fees. This is why it is crucial to first find out if you are eligible for Continuing Care so you can avoid paying care fees.

To learn whether or not you are eligible and have a valid claim, simply fill out the enquiry form or give us a call on the number at the top of the site. Even if you do not qualify we will be able to offer you expert advice as to what options you have available to you so don’t delay and get in touch with one of our friendly advisers.

Why Cheselden?

Cheselden is the market leading continuing health care review specialist, an independent and expert organisation working throughout the UK. We make it our mission to help anyone, whatever their need or care requirement. With our professional clinical assessors we can even make claims in retrospect on your behalf if you have already paid some of the fees unknowingly. We have helped thousands of people successfully claim Continuous Care as well as claim back any wrongly paid care fees to date.

We are helping people on a daily basis and have strong relationships with Primary Care Trusts (PCTs) and care homes. This puts us in the best position possible in order to achieve a successful outcome for you and your family.

Give us a call or use the enquiry form to find out if you qualify or simply for some friendly advice

We fund ALL of our cases ourselves which means we only take on a claim if we fully believe it will be successful and there will be absolutely no cost to you if the claim does not get approved. Give us a call or fill out the enquiry form to find out if you have a valid claim.